Multiple Jobs Tax Guide 2025-26
Complete guide to understanding tax, National Insurance, and PAYE when working multiple jobs in the UK.
Key Points
Personal Allowance: Only used on your main job
Second Jobs: Typically taxed using BR code (20%)
National Insurance: Separate thresholds for each job
Student Loans: May need manual management
Tax Code Explanation
| Tax Code | Rate | When Used |
|---|---|---|
1257L | Standard rates with allowance | Main job only |
BR | 20% | Second jobs, all earnings |
D0 | 40% | Higher rate earners |
Example: Two Jobs Tax Calculation
Main Job (1257L):
Annual salary: 30,000
Personal allowance: 12,570
Taxable income: 17,430
Income tax: 3,486
National Insurance: 2,084
Second Job (BR):
Annual salary: 15,000
Personal allowance: 0
Taxable income: 15,000
Income tax (20%): 3,000
National Insurance: 292
Calculate Tax on Multiple Jobs
Use our specialized two jobs calculator for accurate tax calculations.
Two Jobs Calculator